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You must be located in a declared disaster area and meet other eligibility criteria depending on the type of loan.

Losses not covered by insurance or funding from the Federal Emergency Management Agency for both personal and business
Business operating expenses that could have been met had the disaster not occurred

Physical damage loans

Loans to cover repairs and replacement of physical assets damaged in a declared disaster.

Cover repairs and other physical damages
Mitigation assistance

Expanded funding to make improvements to eliminate future damage.

Get funds to mitigate future damages
Economic Injury Disaster Loans

Funding to cover small business operating expenses after a declared disaster.

Cover operating expenses after a disaster
Military reservist loan

SBA provides loans to help eligible small businesses with operating expenses to make up for employees on active duty leave.

Get help with operating costs during employee call-ups

Check disaster declarations

See if the SBA has issued a disaster declaration in your area.
Apply for a disaster loan

Loans are available for businesses and homes affected by disaster.
Check your status

Log in to your account and check your email for updates.